A barber in a hat trimming a customer's fade
Barber
A florist's hand holding a white peony among pink flowers
Florist
An electrician in a hard hat testing a fuse board
Electrician
A baker setting fresh rolls on a tray
Baker
A tailor guiding fabric through a sewing machine
Tailor
A mechanic leaning into an engine bay
Mechanic
Two café owners standing behind their counter
Café owners
A hairdresser cutting a client's hair in her salon
Hairdresser

Accounts, kept plainly.

Bookkeeping, tax returns and payroll for Bristol's small businesses. One fixed monthly fee, one accountant who knows your name.

Book a free call See the fees

Tax year 26/27

Last year you did the books at midnight. This year you get one page on the 10th of every month, whether you cut hair, bake bread or wire houses.

  • Fixed fee

    Agreed before we start and never billed by the hour, however many questions you ask.

  • One accountant

    The same person answers every call and email, and knows what your business did last spring.

  • One page

    Profit, cash, tax set aside and the next deadline, in plain English, by the 10th.

See how the one page works

Your month, on one page.

On the 10th of every month your accountant sends one page about the month before. No dashboard to learn and no jargon: what came in, what went out, what to put aside and what happens next.

  1. Profit, not turnover

    What the business actually made after costs, set against the same month last year, with one line on why it moved.

  2. Cash you can see coming

    Twelve months of bank balance as one row of bars, so a quiet February is a plan, not a surprise.

  3. Tax already set aside

    The exact amount to move into a separate pot this month. January stops being the frightening one.

  4. What happens next

    The coming deadlines, who files them and when. The answer is usually: we do, a week early.

Monthly report · September 2026

Ferris & Daughter Bakery Ltd

Prepared by Hana Okafor on 10 October

1 · Profit

Money in
£38,420
Money out
£31,960
Profit
£6,460

Up £1,180 on September 2025. Flour costs fell after the supplier change in June.

2 · Cash in the bank

£14,205

  1. October £9,840
  2. November £11,320
  3. December £15,760
  4. January £8,210
  5. February £7,350
  6. March £9,120
  7. April £10,480
  8. May £11,950
  9. June £12,600
  10. July £13,870
  11. August £12,940
  12. September £14,205

3 · Tax set aside

Corporation Tax for September
£1,230
VAT collected
£2,940

Move £4,170 to the tax pot by the 15th.

4 · Next

VAT return, July to September
we file 31 Oct
Payroll for 6
runs 25 Oct
Quarterly chat with Hana
14 Nov, 9:30

Three jobs, done every month whether you remember or not.

Take one, two or all three. They share the same books, so nothing is typed in twice.

Bookkeeping

Every receipt, every month.

Connect your bank and photograph receipts with your phone. We reconcile everything by the 8th, chase what is missing and keep the VAT right, so your one page is ready on the 10th.

A loose pile of shop receipts

Included

  • Bank feeds and receipt capture
  • Reconciliation by the 8th of each month
  • VAT and Making Tax Digital records
  • Chasing unpaid invoices, politely
  • The one-page report on the 10th
See bookkeeping fees

Tax returns

Filed weeks early, never in the last one.

Self Assessment, Corporation Tax, VAT and the new quarterly updates for sole traders. We prepare them from the books we already keep, you approve them on your phone and we file them.

A desk calculator on a dark table

Included

  • Self Assessment for you and your partner
  • Year-end accounts and Corporation Tax
  • VAT returns every quarter
  • Making Tax Digital quarterly updates
  • Letters from HMRC answered for you
See tax return fees

Payroll

Everyone paid, nobody chased.

Payslips, pensions and HMRC submissions for teams of one to forty. You approve the run on the 23rd, your staff are paid on the 25th and the filings go the same afternoon.

Restaurant staff in aprons working together in a kitchen

Included

  • Weekly or monthly pay runs
  • Payslips sent to every phone
  • Workplace pension enrolment
  • Starters, leavers and P60s
  • Real Time Information filings to HMRC
See payroll fees
A heap of loose papers and receipts

Switching takes one phone call.

Most of our clients came from another accountant, or from a shoebox. Either is fine. This is the whole process.

  1. 1

    Send us what you have

    A software login, a folder of statements or a photo of the shoebox. We sort it.

  2. 2

    We call your old accountant

    Professional clearance, last year's figures and the HMRC authorisations are our job, not yours.

  3. 3

    Your first page arrives

    Usually within two weeks, with anything that was missed before you came to us.

Start the switch

The tax year, handled before it's due.

April to March, every date a small business has to meet. They live in our diary, not yours: we file a week early and tell you on the one page.

  • Returns and accounts
  • VAT and quarterly updates
  • Payroll and pensions

  1. April2026

    • 6 AprilNew tax year: payroll codes and tax pots reset
    • 22 AprilPAYE for March paid to HMRC

  2. May2026

    • 7 MayVAT return, January to March
    • 31 MayP60s to every employee

  3. June2026

    • 22 JunePAYE for May paid to HMRC
    • 30 JuneAccounts at Companies House for September year ends

  4. July2026

    • 6 JulyP11D forms for staff benefits
    • 31 JulySecond payment on account

  5. August2026

    • 7 AugustVAT return and the first quarterly update
    • 22 AugustPAYE for July paid to HMRC

  6. September2026

    • 22 SeptemberPAYE for August paid to HMRC
    • 30 SeptemberAccounts at Companies House for December year ends

  7. October2026

    • 5 OctoberNew sole traders registered for Self Assessment
    • 31 OctoberPaper tax returns, for the few who still post them

  8. November2026

    • 7 NovemberVAT return and the second quarterly update
    • 22 NovemberPAYE for October paid to HMRC

  9. December2026

    • 22 DecemberPAYE paid early, before the break
    • 30 DecemberReturns that collect small debts through your tax code

  10. January2027

    • 31 JanuarySelf Assessment return and the tax it shows
    • 31 JanuaryFirst payment on account for next year

  11. February2027

    • 7 FebruaryVAT return and the third quarterly update
    • 22 FebruaryPAYE for January paid to HMRC

  12. March2027

    • 22 MarchPAYE for February paid to HMRC
    • 31 MarchLast call for pension top-ups and allowances

Three kinds of year, kept.

Mo Adeyemi in a plaid shirt in his barbershop

Mo AdeyemiThe Cutting Room, Easton. Barbershop, four chairs.

I used to find out what I owed in January. Now I know on the 10th of every month, and January is boring.

Client since 2021. Self Assessment, VAT and payroll for three.

Tom Ferris smiling behind the counter of his bakery

Tom FerrisFerris & Daughter, Bedminster. Bakery and two market stalls.

They found £4,200 of expenses my last accountant never claimed. The new oven has more or less paid for itself.

Client since 2023. Bookkeeping, Corporation Tax and payroll for six.

Priya Nair smiling in her coffee shop

Priya NairSol Coffee, Stokes Croft. Café with nine staff.

Payroll for nine people used to eat my Sunday. Now I approve it on my phone on the 23rd and get on with the week.

Client since 2024. Payroll, pensions and VAT.

Four accountants. You will know one of them well.

Every client has one named accountant and a second who knows the file when the first is on holiday. All four are chartered, and all four answer the phone.

  • Hana Okafor at her desk

    Hana Okafor

    Founder. Bakeries, cafés and restaurants, and anyone who sells by the plate.

  • Daniel Price with his arms folded

    Daniel Price

    Trades: electricians, builders, mechanics and the vans they run.

  • Sofia Marin seated in an office chair

    Sofia Marin

    Payroll and pensions, from the first employee to the fortieth.

  • Karim Haddad looking at the camera

    Karim Haddad

    Sole traders and freelancers, Self Assessment and the new quarterly updates.

Questions people ask before they switch.

Anything else, ask on the free call. There is no such thing as a silly tax question, only expensive ones left unasked.

Do I need an accountant as a sole trader?

Not by law. But from April 2026 sole traders earning over £50,000 send HMRC quarterly updates under Making Tax Digital, and most would rather not. We keep the records and send the updates for you.

What does the fixed fee include?

Everything on your plan, including calls, emails and letters from HMRC. If you need something outside it, such as a mortgage reference or a company restructure, we quote first and you decide.

Which software do you use?

Xero for most clients and FreeAgent for some sole traders. If you already use QuickBooks we work in it. You never have to learn any of them.

Can you sort out last year's late return?

Yes. We file late returns, appeal penalties where there is a reasonable excuse and set up a payment plan with HMRC if you need one.

Can we meet in person?

Our office is on Tally Wharf by the harbour and the kettle is usually on. Most monthly chats happen by phone or video, whichever you prefer.

How easy is it to leave?

One month's notice and no exit fee. We hand everything to your next accountant the way we would want it handed to us.

Fixed monthly fees. The height of each block is its price.

No hourly billing and no year-end invoice. Prices exclude VAT; payroll is £6 per employee a month on any plan.

Sole trader

£45a month

  • Bookkeeping from your bank feed
  • Your Self Assessment return
  • Making Tax Digital quarterly updates
  • The one page every month
Start as a sole trader

Limited company

£125a month

  • Bookkeeping and VAT returns
  • Year-end accounts and Corporation Tax
  • Director's Self Assessment
  • Confirmation statement at Companies House
  • The one page and a quarterly chat
Start as a company

Company with staff

£210a month

  • Everything in the company plan
  • Payroll for up to ten, pensions included
  • Management accounts each quarter
  • Cash forecasts for the bank or a loan
  • A monthly chat with your accountant
Start with your team

Book a free twenty minutes.

Tell us what the business does and what is worrying you. Your accountant calls back within one working day with a fixed price.

Office
3 Tally Wharf, Bristol BS1 0XX
Hours
Monday to Friday, 8:30 to 17:30
What do you need?

We only use your details to call you back.

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